No emergency fund yet
Without an emergency fund, one illness or job loss means borrowing. AI can help you plan six months of saving.
ESSENTIALS
List your fixed costs
List your essential monthly costs: rent, food, utilities, transport. Write amounts only, no account numbers.
GOAL
Split it by month
Ask AI to add it up, set a fund target of a few months of essentials, then split it by month.
REALISTIC
Adjust if it's too much
If it's too much, ask AI to find costs to cut or stretch the plan. Ask a professional where to keep the money.
This article is based on the video An emergency fund and a 6-month savings plan from the Mark học AI channel. Watch the video (in Vietnamese) to see the animations.